Question 1

Q1. What are the different categories of work permits in Germany?

Accepted Answer

Germany offers various types of work permits tailored to different qualifications and employment situations:
 • General Work Permit: For those who have a job offer in Germany that cannot be filled by an EU national. Exceptional skills are not required.
 • Highly Skilled Worker Permit: Designed for professionals with extensive experience and a high income.
 • EU Blue Card: For highly qualified individuals with a minimum annual salary of €56,400 (or  €43,992 for certain professions).
 • Work Permit for Freelancers: For self-employed individuals with proof of potential clients in Germany.

Question 2

Q2. How should I apply for a residence permit in Germany?

Accepted Answer

To apply for a Residence Permit in Germany, you must submit an application to both the German embassy and your employer. Your employer will require the following documents:

• Valid passport: Issued within the last 10 years, valid for at least another year from the visa      application date, and with at least two empty pages. Passports with remarks on the front data page are not accepted.
 • Two copies of the application form: Completed and signed.
 • Two copies of the Declaration: Providing additional contact and legal representation information.
 • Two A4-size copies of your passport's data page.
 • Two copies of your employment visa.
 • Original and two copies of the "Erklärung zum Beschäftigungsverhältnis" form: Filled and signed by your future employer, along with Appendix A (Zusatzblatt A).
 • Proof of foreign vocational training.
 • Deficit or partial recognition notification: Issued by the relevant body for recognizing vocational training, found at www.anerkennung-in-deutschland.de.(http://www.anerkennung-in-deutschland.de/)
 • Registration for a language course: If language acquisition is not part of your qualification process.

Question 3

Q3. What are the various Government resources available for migrants in Germany?

Accepted Answer

The Indian government offers several resources to assist individuals seeking work in Germany:
 • e-Migrate Portal (https://emigrate.gov.in/)(https://emigrate.gov.in/):
    • Captures emigrant data
    • Verifies employer and agency credentials
    • Generates employment contracts
    • Provides Pravasi Bhartiya Bima Yojana insurance (up to ₹10 lakh)
 • Pravasi Bharatiya Sahayata Kendra (PBSK):
    • Offers support services to those seeking employment abroad
    • Registers complaints and channels them to relevant authorities
    • Provides counseling and crisis management
    • Operates a 24x7 helpline (1800-11-3090)
    • Has regional centers in Delhi, Lucknow, Hyderabad, Chennai, and Kochi
 • Protector General of Emigrants (PGE):
    • Protects the interests of Indian workers abroad
    • Grants emigration clearance
    • Inspects emigrant conveyances
    • Inquires into the treatment of emigrants
    • Aids and advises returning emigrants
 • Pravasi Kaushal Vikas Yojana (PKVY):
    • Provides pre-departure orientation training (PDOT) on the destination country's culture,       language, traditions, and laws
 • Pravasi Bharatiya Bima Yojana (PBBY):
    • Mandatory insurance before applying for Emigration Clearance
    • Premiums of ₹275 (2 years) or ₹375 (3 years)
    • Offers various benefits, including accidental death/disability coverage (₹10 lakh), repatriation,       medical cover, etc.
By utilizing these resources, Indian workers can access necessary information, support, and protection throughout their employment journey in Germany.

Question 4

Q4. What are the common German phrases I should learn before moving to Germany?

Accepted Answer

• Yes: Ja. (Yah) 
 • No: Nein (Nine) 
 • Please: Bitte (BIT-tuh) 
 • Thank You: Danke (DAN-keh) 
 • I’m Sorry: Es tut mir leid (es toot meer lied) 
 • You’re welcome: Bitte sehr (BIT- tuh zayr) 
 • Excuse me. (getting attention): Entschuldigen Sie. (ent-SHUL-di-gen zee) 
 • Excuse me (begging pardon): Entschuldigung. (ent-SHUL-di-goong) 
 • I don't understand: Ich verstehe das nicht. (ikh fur-SHTAY-uh dahs nikht) 
 • Where's the toilet please?: Wo ist die Toilette, bitte? (voh ist dee twah-LET-uh, BIT-tuh?) 
 • Do you speak English? : Sprichst du / Sprechen Sie englisch? (shprikhst doo / shprekhen zee ENG-lish?) 
 • I can't speak German well: Ich kann nicht so gut deutsch. (ikh kahn nikht zo goot doytsh) 
 • Does anyone here speak English? : Kann hier jemand Englisch? (kahn heer YEH-mahnd ENG-lish?) 
 • Help!: Hilfe! (HILL-fuh!) 
 • Hello: Guten Tag. (GOO-ten tahk) or Hallo (hah-LOH) (informal) 
 • Hello (in Bavaria / Austria): Grüß Gott! (gruus got) (formal, literally: "salute to god") or Servus! (SEHR-voos) (to a friend / informal but polite) 
 • Good morning: Guten Morgen. (GOO-ten MOR-gen) 
 • Good evening: Guten Abend. (GOO-ten AH-bend) 
 • How are you?: Wie geht's? (vee gayts?)  
 • Fine, thank you.: Danke, gut. (DAN-kuh, goot) 
 • What's your name?: Wie heißt du? (informal to friends) (vee highst doo?)  / Wie heißen Sie? (formal) (vee HIGH-sen zee?) 
 • My name is... : Ich heiße... (ikh HIGH-suh) 
 • Nice to meet you: Nett, Sie kennen zu lernen. (net zee KEN-en tsoo LER-nen) 
 • Goodbye: Tschüs. (informal) (chuuss) / Auf Wiedersehen (formal) (owf VEE-der-say-en) 
 • Goodbye (in Bavaria/Austria): Servus! (ZEHR-foos) (to a friend / informal but polite) 
 • Good evening: Guten Abend. (GOO-ten AH-bend) 
 • Good night (to sleep): Gute Nacht. (GOO-tuh nakht)

Question 5

Q.5 How can I manage money in Germany?

Accepted Answer

Effective money management in Germany is crucial for achieving your financial goals and handling unforeseen situations. Here's a simplified guide:

1. Open an NRE Account: An NRE (Non-Resident External) account in India allows you to safely keep your money, earn interest, and easily send funds back home, with tax-free benefits. Choose a bank with a branch in Germany for convenience.
2. Embrace Online Banking:
 • Familiarize yourself with online banking features like checking balances, transferring funds, and paying bills.
 • Prioritize security by using strong passwords, enabling two-factor authentication, and avoiding public Wi-Fi for financial transactions.
 • Learn to use digital payment methods like mobile wallets for easy cashless transactions.
3. Manage Your Money:
 • Set Financial Goals: Clearly define your financial objectives and discuss them with your       family before migrating.
 • Expenses & Savings: Save a portion of your salary every month before spending. Consult your bank for suitable savings options. Create a budget based on your remaining income, distinguishing between wants and needs.
 • Track Your Spending: Monitor your expenses to ensure adherence to your budget and identify areas for potential savings.
 • Emergency Fund & Insurance: Build an emergency fund for unexpected events like job loss or illness. Obtain adequate insurance coverage to mitigate financial risks.
By following these guidelines, you can effectively manage your finances in Germany and work towards achieving your financial goals.

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Germany

Introduction