Question 1

Q. What is Pravasi Kaushal Vikas Yojana (PKVY)?

Accepted Answer

Pravasi Kaushal Vikas Yojana (PKVY) offers youth industry-relevant skill training through NSDC's Skill India International Centres across the country, focusing on sectors like domestic work, retail, tourism, healthcare, and more, complemented by Pre-Departure Orientation Training for cultural, language, and local knowledge of the destination country.

Question 2

Q. How to open an NRE Account?

Accepted Answer

When migrating to a foreign country it is very important to keep your money safe. Bank account offers one of the safest options to keep your money safe while also earning a small interest.

It is recommended that Indians migrating abroad for work should open a Non-Resident External (NRE) account in India before leaving India. Both public & private banks provide the option of opening a NRE account. You can choose banks which have a branch in Qatar like State Bank of India (SBI) or Bank of Baroda (BOB).

You can use the account to send money from Qatar to your family in India. The foreign currency will be converted into Rupees. The NRE account is not taxable in India.

Question 3

Q. How to open a bank account in Qatar?

Accepted Answer

You need to have a Qatari bank account to work in Qatar. You can open a bank account yourself or your employer can do it on your behalf.

Based on the following factors, you can go for a National or an International bank account. 
1. Minimum monthly balance requirement
2. International debit card charges
3. Cash withdrawal charges
4. Interest rates
5. Online banking, phone banking, mobile banking, and SMS alerts

Some banks you can go for are:
a. HSBC Bank
b. Doha Bank 
c. Qatar National Bank

Question 4

Q. How to keep in touch with your family when living in a foreign country?

Accepted Answer

As a migrant working in a different country, keeping in touch with your family can help fight the feelings of alienation and estrangement.

1. Get a Qatari SIM once you reach the country. The main network providers are Ooredoo and Vodafone. To acquire a post-paid contract, you will need a letter from you employer or sponsor, while buying a prepaid SIM card requires a residence permit. 
2. Pre-paid mobile services in Qatar are significantly cheaper than post-paid contracts. 
3. You can share the number of your employer with your family in India before you leave and carry the number of all your family with you to Qatar. 
4. You can share your number for Qatar with your family once you have received it. You may provide the number of your co-workers, after receiving their permission, to your family to ensure that they can get in touch with you in situations of emergency.  
5. You can connect with your family over social media such as WhatsApp or Facebook once you have gained access to the Internet.

Question 5

Q. How to look after your mental health while working in a foreign country?

Accepted Answer

Moving to a new country by yourself can be a challenging change for an individual which can cause significant stress. Here are some simple ways to keep your mental health in check.

1. Give yourself some time to adjust to the new country, people & work. 
2. Keep in touch with your family and friends back at home. 
3. You should acknowledge your emotions, rather than suppressing them. Keep checking in with yourself & mindfully address any thought that is causing you stress. 
4. Have a problem-solving attitude rather than pondering over the problem for long periods. 
5. Engage in recreational activities both physical and creative to relax and rejuvenate yourself.  
6.  You can see a mental health professional like a counsellor or psychologist to maintain or improve your mental health. There are certain stigmas associated with seeking professional help. You should know that it is okay to seek help when required to live a happy life.

Question 6

Q. What are some good practices to follow when working abroad?

Accepted Answer

1. Record-Keeping: Maintain records of payments, leaves, reimbursements, savings, and expenses.
2.  Banking: Ensure salaries are banked for security, interest gains, and easy family remittances.
3. Budgeting: Plan for savings, expenses, emergencies, insurance, and family transfers to manage finances effectively.
4. Investing: Consult your bank for safe investment options to grow your savings.
5. Debt Management: Avoid debt; only borrow when necessary and repay promptly.
6. Document Caution: Never sign blank documents; always read and understand content before signing.

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